Welcome to First American Home Mortgage's Web Site

                                            First American Home Mortgage, LLC BBB Business Review


Jinyi (Jennie) Allee, MBA
Mortgage Broker / Manager
NMLS# 190644 (LO), NMLS#222256, MB-0911551

At First American Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.


Which Loan

Deciding which loan is right, can be a difficult decision. We're here to help.

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Latest News

09/01/2015 Europe shares set to follow Asian losses as China PMIs stoke growth fears

A pedestrian is reflected on an electronic board showing the graph of the recent fluctuations of the Japan's Nikkei average outside a brokerage in TokyoBy Lisa Twaronite TOKYO (Reuters) - Asian shares extended losses on Tuesday and European markets look set to follow after twin surveys showed China's manufacturing sector in the grip of its worst slump in several years, raising fresh fears about the health of its economy. China's official Purchasing Managers' Index (PMI) fell to 49.7 in August from the previous month's reading of 50.0, the weakest showing in three years. Separately, the private Caixin/Markit China Manufacturing Purchasing Managers' Index (PMI) showed a final reading of 47.3 in August, the lowest since March 2009.


 

TESTIMONIES

 

Best Service:

Jinyi was very helpful.  She was quick in her responses and got me all of the information I need on time.  I would highly recommend using her.  Thanks!

By ruholm

 

Service Beyond My Expections:

I would highly recommend anybody looking for a home loan to check with First American Home Mortgage.  Unlike many lenders I couldn't be more happy with the process of getting my loan from the initial consultation all the way to closing..

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