At First American Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
By Rodrigo Campos NEW YORK (Reuters) - Stocks posted their largest drop in a month on Wednesday as traders locked in recent gains after a provisional budget deal out of Washington removed one of the near-term reasons for the Fed to keep up its current pace of economic stimulus. Last September, the Fed cited the possibility of a hit to the economy if lawmakers didn't agree on a budget as one reason to maintain its $85-billion-a-month bond-buying program. The bipartisan budget agreement reached late Tuesday would end three years of political confrontations and fiscal instability in Washington that climaxed in October with a partial government shutdown. A vote in the U.S. House of Representatives could come as soon as Thursday.
Jinyi was very helpful. She was quick in her responses and got me all of the information I need on time. I would highly recommend using her. Thanks!
Service Beyond My Expections:
I would highly recommend anybody looking for a home loan to check with First American Home Mortgage. Unlike many lenders I couldn't be more happy with the process of getting my loan from the initial consultation all the way to closing..