At First American Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.
European markets opened firmer on Tuesday after an extended weekend break, bucking fears of slowing demand from China and despite debt stand-off fears depressing Greek stocks. Britain's FTSE 100 index was up 0.9 percent after a three-day weekend and Germany's DAX rose more than 1 percent, helped by Infineon raising its 2015 outlook. Everything has pointed to this being the week in which a deal needs to be done," Charles Stanley market analyst Jeremy Batstone-Carr said. Data from China, Taiwan and Japan showed factory activity contracting, while Australia's central bank cut interest rates for the second time in four months as the region's growth falters in the face of slowing Chinese demand.
Jinyi was very helpful. She was quick in her responses and got me all of the information I need on time. I would highly recommend using her. Thanks!
Service Beyond My Expections:
I would highly recommend anybody looking for a home loan to check with First American Home Mortgage. Unlike many lenders I couldn't be more happy with the process of getting my loan from the initial consultation all the way to closing..