Welcome to First American Home Mortgage's Web Site

                                            First American Home Mortgage, LLC BBB Business Review


Jinyi (Jennie) Allee, MBA
Mortgage Broker / Manager
NMLS# 190644 (LO), NMLS#222256, MB-0911551

At First American Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.


Which Loan

Deciding which loan is right, can be a difficult decision. We're here to help.

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Latest News

09/17/2014 Fed renews zero rate pledge, but hints at steeper rate hike path

Sun rises to the east of the U.S. Federal Reserve building in WashingtonBy Michael Flaherty and Howard Schneider WASHINGTON (Reuters) - The Federal Reserve on Wednesday renewed its pledge to keep interest rates near zero for a "considerable time," but also indicated it could raise borrowing costs faster than expected when it starts moving. Many economists and traders had expected the U.S. central bank to alter the rate guidance it has provided since March, given generally improving data on the economy's performance. But the Fed repeated its assurance that rates would stay ultra-low for a "considerable time" after a bond-buying stimulus program ends. ...


 

TESTIMONIES

 

Best Service:

Jinyi was very helpful.  She was quick in her responses and got me all of the information I need on time.  I would highly recommend using her.  Thanks!

By ruholm

 

Service Beyond My Expections:

I would highly recommend anybody looking for a home loan to check with First American Home Mortgage.  Unlike many lenders I couldn't be more happy with the process of getting my loan from the initial consultation all the way to closing..

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