Welcome to First American Home Mortgage's Web Site




Jinyi (Jennie) Allee, MBA
Mortgage Broker / Manager
NMLS# 190644 (LO), NMLS#222256, MB-0911551
 

At First American Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. You will save a lot of time if you determine what mortgage amount you can qualify for before you start looking at homes. As a rule, you don't want to spend more then 29 percent of your gross monthly income (that's before taxes are taken out of your paycheck). You'll need to consider current interest rates. The lower the rate, the higher the home price you'll be able to qualify for. Use our calculator to give you an idea of how much you can afford.


Which Loan

Deciding which loan is right, can be a difficult decision. We're here to help.

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Latest News

04/17/2014 Wall Street Week Ahead: Spring fever brings hope for U.S. earnings

Traders gather at the booth that trades Abbott Laboratories on the floor of the New York Stock ExchangeBy Chuck Mikolajczak NEW YORK (Reuters) - Earnings season shifts into high gear next week, and with nearly one-third of S&P 500 names set to post results, investors hope the news provides a catalyst to buy stocks and leave the market's recent weakness in the dust. Several behemoths, including Apple, the largest U.S. company by market value, as well as Microsoft, McDonald's and AT&T , are due to report earnings. They'll be accompanied by highfliers like Netflix and Facebook, giving the first real cross-section of the state of corporate America as temperatures rise across the country and investors hope to put the cold weather behind them. Strategists will also be looking for clues on how badly China's slowdown hits U.S. corporate results.


 

TESTIMONIES

 

Best Service:

Jinyi was very helpful.  She was quick in her responses and got me all of the information I need on time.  I would highly recommend using her.  Thanks!

By ruholm

 

Service Beyond My Expections:

I would highly recommend anybody looking for a home loan to check with First American Home Mortgage.  Unlike many lenders I couldn't be more happy with the process of getting my loan from the initial consultation all the way to closing..

For more testimonies click HERE